That startling finding is part of TD Bank's 2021 Merry Money Survey, which showed that for more than half of Americans -- 52% -- holiday shopping is painful. And yes, 33% of that group actually equated the pain of holiday shopping to an unpleasant dental procedure. Do you consider holiday shopping painful?

After the economic uncertainty of 2020, 73% of those in the survey are creating a holiday budget, up from 68% in 2018. Do you have a holiday shopping budget?

Sixty-three percent of consumers in the survey said they plan to buy gifts for their pets this year. Do you get gifts for your pets?