QUESTIONS
1.
1.
It's nearly the end of the year and a majority of Americans have regrets about their money moves, or lack thereof, in 2024. Whether they set New Year's resolutions that didn't work out, or just thought they'd be further ahead than they are now, a new NerdWallet survey, conducted in Oct. 2024 by The Harris Poll, finds that 69% of Americans have financial regrets for 2024. Do you have any money regrets in 2024? Yes
33%
732 votes
No
49%
1075 votes
Undecided
18%
393 votes
2.
2.
Among the top regrets are not saving, overspending and not working on credit score improvement. Do you have any of these money regrets? Select all that apply. Not saving for emergencies
16%
361 votes
Not saving enough for financial goals
16%
350 votes
Overspending on entertainment
8%
180 votes
Not improving my credit score
6%
128 votes
Taking on too much credit card debt
11%
242 votes
Not reducing or paying off credit card debt
9%
205 votes
Overspending on travel
4%
98 votes
Overspending on monthly housing costs
6%
140 votes
Overspending on an event
4%
77 votes
Not buying a home
3%
64 votes
Overspending on a vehicle purchase/lease
3%
59 votes
Combining finances with a partner
1%
30 votes
Taking out a mortgage
1%
15 votes
Other (please specify)
3%
74 votes
Not Applicable
52%
1135 votes
| Other Answers | Percentage | Votes |
|---|---|---|
| 0.59% | 12 | |
| None | 0.10% | 2 |
| lending money to family members | 0.05% | 1 |
| Overspent on a birthday gift. | 0.05% | 1 |
| splurging on non essential items | 0.05% | 1 |
| buying useless products | 0.05% | 1 |
| not investing more in the stock market | 0.05% | 1 |
| Adding a room to the house | 0.05% | 1 |
| Home renovation | 0.05% | 1 |
| Not getting the raise I asked for at work | 0.05% | 1 |
| no money | 0.05% | 1 |
| loaning money to family | 0.05% | 1 |
| Not finalizing my estate plan | 0.05% | 1 |
| I have spent what I have supporting my household and making sure a particular person knows that he is loved and deserving of good in his life, I will never regret either. | 0.05% | 1 |
| Moving stock $$ around | 0.05% | 1 |
| Just broke | 0.05% | 1 |
| Wait and see | 0.05% | 1 |
| Wasted $6500 on an awning, that I only used 3 times. | 0.05% | 1 |
| giving money to child | 0.05% | 1 |
| Y | 0.05% | 1 |
| Terribly long, boring thing. | 0.05% | 1 |
| Hiring the wrong contractor. | 0.05% | 1 |
| government screw people | 0.05% | 1 |
| paying too much in taxes | 0.05% | 1 |
| selling stock at the wrog time | 0.05% | 1 |
| Utilities, insurances, food, meds & healthcare all increased. Basic day to day needs. Absolutely no room for extras, entertainment, restaurants,shoes& clothing...no nothing!! Grateful to pay bills and have a little left for food!! | 0.05% | 1 |
| overspending by moving myself; was cheaper and less stress to use pro movers | 0.05% | 1 |
| Not investing enough | 0.05% | 1 |
| overspending on estate sale items | 0.05% | 1 |
| trusting democrats | 0.05% | 1 |
| Not using gift certificates when appropriate. | 0.05% | 1 |
| not cashing out of certain stocks when they were stll in the green | 0.05% | 1 |
| online casino gambling | 0.05% | 1 |
| unable to save anything this year | 0.05% | 1 |
| Buying a lawnmower | 0.05% | 1 |
| Medical bills, having to many | 0.05% | 1 |
| None of my overspending was caused by me - I voted for the other guy. | 0.05% | 1 |
| overspending on house repair | 0.05% | 1 |
| not investing more | 0.05% | 1 |
| Budgeting | 0.05% | 1 |
| Impulse purchase I ended up not needing | 0.05% | 1 |
| not working | 0.05% | 1 |
| You can't save if there's nothing left over | 0.05% | 1 |
| Just spending too much | 0.05% | 1 |
| Overspending on junk and Christmas gifts | 0.05% | 1 |
| Overspending on home improvements | 0.05% | 1 |
| Not having a better job and making more money. | 0.05% | 1 |
| biden in office was a major regret. | 0.05% | 1 |
| Not staying in the stock market | 0.05% | 1 |
| overspending on home renovations | 0.05% | 1 |
| ... | 0.05% | 1 |
| I don't over spend. I'm very careful with money and have been saving my whole life. | 0.05% | 1 |
| Fraud and false set up contracts | 0.05% | 1 |
| Hiring a financial advisor. | 0.05% | 1 |
| Overspending, because of taxes and inflation, therefore being able to save anything | 0.05% | 1 |
| Being chronically ill and unable to work | 0.05% | 1 |
| Vehicle repair | 0.05% | 1 |
| Overspending on clothes | 0.05% | 1 |
| not investing in the market | 0.05% | 1 |
| spending too much on groceries | 0.05% | 1 |
| buying too much unnecessary items | 0.05% | 1 |
| Hiring a dishonest carpenter for home repairs and getting taken advantage of | 0.05% | 1 |
3.
3.
Do you have a budget that you try to stick to, either weekly or monthly? Yes
60%
1327 votes
No
40%
873 votes
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